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Equity and accuracy in medical malpractice insurance pricing.

dc.contributor.author Hassan, M
dc.contributor.author Sloan, Frank A
dc.coverage.spatial Netherlands
dc.date.accessioned 2010-03-09T15:32:49Z
dc.date.issued 1990-11
dc.identifier http://www.ncbi.nlm.nih.gov/pubmed/10107848
dc.identifier.issn 0167-6296
dc.identifier.uri https://hdl.handle.net/10161/1947
dc.description.abstract This study examines alternative classification approaches for setting medical malpractice insurance premiums. Insurers generally form risk classification categories on factors other than the physician's own loss experience. Our analysis of such classification approaches indicates different but no more categories than now used. An actuarially-fair premium-setting scheme based on the frequency and severity of the individual physician's losses would substantially penalize adverse experience. Alternatively, premiums could be set for groups of physicians, such as hospital medical staffs. Our simulations suggest that even staffs at rather small hospitals may be large enough to be experience-rated.
dc.format.mimetype application/pdf
dc.language eng
dc.language.iso en_US
dc.relation.ispartof J Health Econ
dc.subject Actuarial Analysis
dc.subject Fees and Charges
dc.subject Florida
dc.subject Insurance, Liability
dc.subject Malpractice
dc.subject Medical Staff, Hospital
dc.subject Medicine
dc.subject Models, Statistical
dc.subject Physicians
dc.subject Rate Setting and Review
dc.subject Risk
dc.subject Specialization
dc.subject United States
dc.title Equity and accuracy in medical malpractice insurance pricing.
dc.type Journal article
pubs.author-url http://www.ncbi.nlm.nih.gov/pubmed/10107848
pubs.begin-page 289
pubs.end-page 319
pubs.issue 3
pubs.organisational-group Center for Child and Family Policy
pubs.organisational-group Center for Population Health & Aging
pubs.organisational-group Duke
pubs.organisational-group Duke Population Research Center
pubs.organisational-group Duke Population Research Institute
pubs.organisational-group Economics
pubs.organisational-group Global Health Institute
pubs.organisational-group Institute of Public Policy
pubs.organisational-group Institutes and Provost's Academic Units
pubs.organisational-group Public Policy Studies
pubs.organisational-group Sanford School of Public Policy
pubs.organisational-group School of Nursing
pubs.organisational-group School of Nursing - Secondary Group
pubs.organisational-group Trinity College of Arts & Sciences
pubs.organisational-group University Institutes and Centers
pubs.publication-status Published
pubs.volume 9


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