Now showing items 1-3 of 3
What Drives Racial and Ethnic Differences in High Cost Mortgages? The Role of High Risk Lenders
(Economic Research Initiatives at Duke (ERID), 2016-02-01)
This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas from 2004-2007. Even after controlling for credit score and other key risk factors, African-American and ...
Estimating Racial Price Differentials in the Housing Market
(Economic Research Initiatives at Duke (ERID), 2013-03-01)
This paper uses unique panel data covering over two million repeat-sales housing transactions from four metropolitan areas to test for the presence of racial price differentials in the housing market. Drawing on the strengths ...
Price Discrimination in the Housing Market
(Economic Research Initiatives at Duke (ERID), 2012-05-01)
This paper sets out a new research design to test for price discrimination by sellers in the housing market. The design controls carefully for unobserved differences in the quality of neighborhoods and homes purchased by ...